Best Online Casinos Accepting Credit Cards in Canada
Credit cards have been around for over 60 years and are one of the most popular methods of online banking. Almost every online casino I have visited lists credit cards as a deposit method. Many Canadian gamers, like me, prefer playing at credit cards casinos rather any other sites with different payment method since it’s a tried and tested payment tool. Not only is this method secure and safe, but the transaction process is fairly easy and quick too!
Canada's Favourite Credit Card Casinos
| Rank | Casino | Bonus | Visit | Info |
|---|---|---|---|---|
| 1 |
Jackpot City Casino
|
$1600 | Visit Casino |
Fantastic casino with over 550 slots games and a huge $1600 Welcome Bonus
         
|
| 18+ T&C Apply. Play Responsibly. Full Terms Apply. This offer is not available for players residing in Ontario. | ||||
| 2 |
Lucky Days Casino
|
$1500+ 100 Free Spins | Visit Casino |
Lucky Days offers you Top Entertainment 365 days a year. Try your luck at over 1000 of the trendies games on the market.
  
|
| 18+ T&C Apply. Play Responsibly. Full Terms Apply. This offer is not available for players residing in Ontario. | ||||
| 3 |
Casino Days
|
$2000+ 100 Free Spins | Visit Casino |
Casino Days has an amazing offer consist of 100 Free Spins especially for the Sweet Bonanza Slot game fans!
 
|
| 18+ T&C Apply. Play Responsibly. Full Terms Apply. This offer is not available for players residing in Ontario. | ||||
| 4 |
PlayOJO
|
80 No Wager Free Spins | Visit Casino |
Fair Online Casino WITHOUT Wagering requirements. Cash out quickly with no strings attached.
|
| 18+ T&C Apply. Play Responsibly. Full Terms Apply. This offer is not available for players residing in Ontario. | ||||
| 5 |
Wildz Casino
|
$2000+ 200 Free Spins | Visit Casino |
Wildz Casino offers Canadians some great banking options and low wagering on a solid Welcome Bonus
|
| 18+ T&C Apply. Play Responsibly. Full Terms Apply. This offer is not available for players residing in Ontario. |
Does Casinos Take Credit Cards?
Using credit cards for gambling directly at casinos is not common practice. While some casinos may accept credit cards for non-gambling services like hotel bookings or restaurant bills, the majority do not allow credit cards to be used for gambling activities. Instead, if you wish to use a credit card for gambling, you would need to obtain a cash advance using your card and then utilize that cash for your gambling pursuits.
However, it's important to note that cash advances usually incur high fees and interest rates, making them an expensive option. Additionally, certain credit card providers may classify cash advances as separate transactions, subjecting them to higher interest rates or restrictions.
It's advisable to check with the specific casino you plan to visit regarding their accepted payment methods. Many casinos prefer cash, debit cards, or alternative payment options specifically designed for gambling transactions.
Pros and Cons Using Credit Cards
Advantages
One of the obvious advantages of using a credit card is that it allows me to spend funds that I don’t necessarily have, although the amount can never exceed my set limits. The fact that I can spend more than I have is a major advantage as a serious player.
It is also relatively quick and easy to extend my credit card limit if it looks like I am reaching it. They are one of the first online payment methods to come about and are trusted within the industry. Almost all online casinos accept some form of credit card and are easily accessible worldwide.
It is important to note that certain online casinos will only accept credit cards and not debit cards.
Since credit cards have been around for so long, it is close to perfect; transaction times are fairly quick, depending on what credit card I use, compared to other methods. In some cases, funds can be processed almost instantly!
Making online purchases with a credit card is exceptionally safe, especially when using a well-known brand from a trusted bank. It is of course, up to me to make sure I play games on registered and accredited sites, however there are security features in place that protect my financial and personal information.
Drawbacks
If I am not careful, I can overspend and go into debt. It is important for me to gamble responsibly and adhere to the age-old rule of “never spending more than you’re prepared to lose”.
There are also high activation fees, with waiting times of a minimum 24 hours for activation which delays the withdrawal process.
Types of Cards
Visa: the biggest and one of the most successful credit card companies in the world, so I know this is a good choice when choosing a card. Visa is also the most popular choice among online gamblers and almost all online casino sites accepts Visa as a payment method.
Mastercard: the second biggest credit card company worldwide. Mastercard is a safe and trusted brand that many players, like me, opt for, and most online casinos accept Mastercard as a payment method.
Diners Club: an internationally recognized credit card brand. Their major draw is member perks and benefits. Most online casinos accept Diners Club cards, with a few casinos even giving special benefits to cardholders.
Prepaid Cards: similar to usual bank cards, except they are loaded with a predetermined amount of money and completely anonymous, like gift vouchers. Most credit and debit card accepting casinos usually accept prepaid cards too. An advantage is that payments are more discreet; they contain no personal data and can also be reloaded online. They are a safe option for responsible gaming since I can only spend what I have loaded on the prepaid card.
Online Casino Cash Advance
An online casino cash advance occurs when a player utilizes a credit card to acquire funds on an online casino platform. In essence, it involves a cash advance transaction where the player borrows money against their credit card, and the borrowed sum is subsequently added to their online casino account.
The problem with online casino cash advance, is that it results in cash advance fees, higher interest rates, no grace period, lower credit limits, and restrictions on certain features like AmEx Pay Over Time. Additionally, using credit cards for gambling may disqualify users from earning rewards, depending on the card issuer's classification of online gambling transactions.
Depositing with Credit Cards
Depositing money into an online casino account is straightforward and is similar to shopping online:
Below is a step-by-step guide on what I experienced from depositing at casino sites:
- Create an account with a gambling site
- Find the “Deposit Cash” button or “Banking” section
- Choose credit card as the payment.
- Enter the amount to deposit
- Input personal details, card number, and CVV code
- Confirm the validation code received via phone or email
- Wait for the funds to reflect and start playing!
Withdrawing with Credit Cards
Each online casino has a slightly different withdrawal process, but below I have listed the most common steps:
- Log into the casino account
- Select “Banking” or “Cashier”
- Choose the “Withdraw” option
- Enter the amount to withdraw; note there may be a minimum amount
- Select “Credit Card” as the payment method
- Click “Submit” and enjoy the cash within 3 days!
Mobile Credit Card Casinos
Most mobile casinos also provided me with an option to pay using a credit card, including cards like Visa, Mastercard, Diners Club, and other prepaid cards issued by respective banks.
Casinos like Ruby Fortune, Mr. Play, and King Billy are mobile-optimized and offered me a chance to pay via credit card.
CasinoCanuck Says
Credit card payments at online casinos are becoming the most common form of deposit and withdrawal methods in Canada. Diners Club, prepaid, debit, and credit cards are just a selection that is available under this banking method category.
Conclusion
Credit cards have a good reputation and are widely used worldwide, with a big following in Canada. As a responsible casino player, I prefer using debit or prepaid cards so I do not go over a certain limit, however I understand most credit card issuers allow a limit to be set on the cards themselves.
FAQ
- Are there any fees associated with using a credit card at online casinos?
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Some credit card issuers may charge a cash advance or foreign transaction fee for online casinos. It’s important to check with your credit card issuer for their specific policies and fees.
- Is it safe to use a credit card at an online casino?
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Yes. Online casinos use advanced security measures to protect players’ personal and financial information. However, it’s important to make sure you are playing at a reputable and trustworthy online casino to ensure the safety of your credit card information.
- Is there a limit to how much I can deposit with a credit card?
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Yes, there is typically a limit to how much you can deposit with a credit card, however this varies depending on the casino and the credit card issuer.
- What happens if my credit card deposit is declined?
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If your credit card deposit is declined, contact your credit card issuer. It’s possible that your card has reached its limit, or that there is a hold on your account for security reasons.
- Are there any benefits to using a credit card at online casinos?
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Some credit cards offer reward programs that allow players to earn points or cash-back on purchases, including deposits at online casinos.
- What’s the difference between credit, debit, and prepaid cards?
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Credit cards are issued from financial institutions to allow cardholders to loan money for services and goods, with the intent for the cardholder to pay it plus accrued interest back to the bank. Debit cards are linked to a bank account and can only use money that is in the account, so no going into debt with this method! Prepaid cards are like gift cards; they are pre-loaded with a sum of money and can be used like credit cards without fear of debt or interest rates.
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